Experienced Legal Advocates Who Will Uphold Your Rights
Unfair debt collection methods are a real problem for many people. The Federal Trade Commission states, "There is abundant evidence of the use of abusive, deceptive, and unfair debt collection practices by many debt collectors. Abusive debt collection practices contribute to the number of personal bankruptcies, to marital instability, to the loss of jobs, and to invasions of individual privacy."
As a defense against such abusive practices, the government created the Fair Debt Collection Act (FDCA). If your debt collectors are not obeying the FDCA, you should involve a lawyer right away.
At the Law Office of Weiss & Schmidgall, P.C., our Merrillville federal Fair Debt Collection Act attorneys assist individuals and families throughout Indiana's Lake and Porter counties. Whether you need help with getting a loan modification, finding alternatives to home foreclosure or fighting a creditor lawsuit, we are here to help.
Examples of Unfair Debt Collection Practices
The FDCA only applies to collection agencies and professional debt collectors, not to individuals or businesses that are trying to directly collect the money you owe them. Under the law, collection agencies may not:
- Call you if you have retained an attorney
- Call you at work without permission
- Call you early in the morning or late at night without your permission
- Threaten violence or criminal prosecution
- Use profanity or racial slurs
- Lie or use misleading statements
- Fail to identify themselves on the phone
- Talk to your friends, family or neighbors about your debt
Our NW Indiana Attorneys Can Stop Creditor Harassment
Call 866-858-4901 or send us an e-mail to discuss your financial problems with an experienced Indiana debt collection defense attorney in a free initial consultation. We offer flexible payment plans, plus it only takes $500 down to start your case. Day, evening and Saturday appointments are available.
We are a Debt Relief Agency, We Help People File For Bankruptcy Relief Under the Bankruptcy Code.
